At our company, we are committed to protecting the privacy and confidentiality of our customers’ personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website or use our services. Please read this policy carefully to understand our practices regarding your personal data.
1. Information We Collect
We may collect the following types of personal information:
- Personal Identification Information: Name, address, email address, phone number, date of birth, Social Security number, and other similar information.
- Insurance Policy Information: Policy number, coverage details, claims history, and premium information.
- Financial Information: Payment details, bank account information, and credit/debit card information.
- Health Information: Medical history, prescription information, and other health-related details required for certain types of insurance coverage.
- Browser Data: IP address, browser type, pages visited, and other information related to your interaction with our website.
2. How We Use Your Information
We use the information we collect for various purposes, including:
- Providing Services: To process your applications, provide insurance coverage, handle claims, and manage your policies.
- Communication: To contact you about policy updates, reminders, and marketing promotions that may interest you.
- Legal Obligations: To comply with legal requirements and respond to legal inquiries or court orders.
- Improving Services: To enhance user experience, improve website functionality, and monitor the effectiveness of our services.
- Fraud Prevention: To detect and prevent fraud or unauthorized access to your information.
3. How We Share Your Information
We may share your personal information with:
- Affiliates and Partners: To provide you with insurance products and services, we may share information with third-party partners or affiliates who assist in policy administration.
- Service Providers: We may use third-party companies to help process payments, manage claims, or provide customer service.
- Legal Authorities: In cases of compliance with legal obligations, regulatory requests, or court orders, we may be required to disclose your personal information.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
4. Your Rights and Choices
You have certain rights regarding your personal data, including:
- Access and Correction: You can request access to your personal information and ask for any inaccuracies to be corrected.
- Deletion: In certain circumstances, you may request that we delete your personal data.
- Opt-Out: You can opt-out of receiving marketing communications by following the unsubscribe instructions in the emails or contacting us directly.
- Data Portability: You have the right to request a copy of your personal data in a machine-readable format.
To exercise any of these rights, please contact us at info@rcxinsurance.com
5. Data Security
We implement various security measures to protect your personal information from unauthorized access, disclosure, or misuse. These measures include encryption, firewalls, and secure servers. However, please note that no method of transmission over the internet or electronic storage is completely secure.