Homeowners insurance does not cover flood damage
Regardless of whether you live in New Jersey or any other part of the country, flood insurance has to be purchased as a separate, stand-alone policy.
It is not covered by homeowners insurance.
Flood insurance policies also reimburse you for the work that you and other family members did to sandbag your homes, move furniture and remove debris.
If you live in certain flood zones, your mortgage company may require that you purchase a flood insurance policy.
If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.
How to get started on your Flood Insurance quote
To get started on your quote, call our office or click or fill out the form below. Either way we’ll make the process simple!

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