Team

Licensed Agent Born and raised in Elizabeth New Jersey, Ricardo started his insurance career in 2024 with a focus on Health Insurance. I chose a career in insurance because I want to be a guide for people during some of the most uncertain times in their lives. Helping individuals and families navigate their coverage, access care, and feel secure in their choices gives real purpose to what I do every day.”

Agency Principal Daisy immigrated from Honduras to Elizabeth New Jersey at the age of 10.  She opened her full-service insurance agency in 2009 with a mission of helping the local community not only find the right insurance product, but to understand what they are buying.  As a local insurance agency owner, she is dedicated to helping families and businesses secure their futures through comprehensive insurance solutions.   She believes in building strong relationships with our clients, understanding their unique needs, and providing tailored solutions that offer peace of mind.   Daisy is actively involved in her Elizabeth community, and on her spare time,  she is very passionate about volunteering with the NJ Sharing Network.

Licensed Agent Carlos was born in The Bronx New York, and grew up in Elizabeth, New Jersey.  He started his insurance career in the year 2020 with a primary focus on Medicare and helping our senior community live their golden years with peace of mind, educating and advising them on the best options in Health and Life insurance.  Carlos has an emphatic devotion to serving and helping our community.  On his spare time, he loves all kinds of sports and is a die-hard Minnesota Vikings fan!